OPINION AND ORDER
GARCIA-GREGORY, District Judge.
On December 19, 2002, plaintiffs Manuel Egipciaco Ruiz and Betzaida Porrata Tirado (collectively "plaintiffs"), filed suit against R & G Financial Corporation, Inc. ("R & G"), seeking redress for violations to the Truth in Lending Act ("TILA"), 15 U.S.C. §§ 1601-1667f (Docket No. 1). On October 22, 2004, plaintiffs moved for partial summary judgment (Docket No. 48). On December 7, 2004,...
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