JUSTICE BURNETT:
Pursuant to Rule 228, SCACR, we accepted the following questions on certification from the United States District Court for the District of South Carolina:
I. Is an automobile insurer which provides only non-liability "collision and other named perils" coverage an "automobile insurance carrier" under S.C.Code Ann. § 38-77-160 (2002), and thus required to offer underinsured motorist (UIM) coverage?
II. If such an insurer is required...
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