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IN RE DEGUEVARA

Bankruptcy No. 02-42736(ALG), Adversary No. 02-08090.

323 B.R. 111 (2005)

In re Carmela L. DEGUEVARA Debtor. Carmela L. DeGuevara, Plaintiff, v. Educational Credit Management Corporation, Defendant.

United States Bankruptcy Court, S.D. New York.

March 31, 2005.

Attorney(s) appearing for the Case

Wilkie Farr & Gallagher LLP, By Marc Abrams, Esq, Terence K. McLaughlin, Esq., New York City, Pro Bono for the Plaintiff/Debtor.

Pullman & Comley, LLC, By Elizabeth J. Austin, Esq., Gwen P. Weisberg. Esq., Bridgeport, CT, for the Defendant.

MEMORANDUM OF DECISION

ALLAN L. GROPPER, Bankruptcy Judge.

This is an adversary proceeding filed by Jane Doe (the "Debtor") seeking to discharge student loans managed by the defendant Educational Credit Management Corporation ("ECMC"). After a one-day trial and extensive briefing by both parties, the Court makes the following findings of fact and conclusions of law. It finds that the Debtor has demonstrated "undue hardship" pursuant to § 523(a)(8) of...

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