MEMORANDUM OPINION AND ORDER
DAWSON, District Judge.
Plaintiff brings this action pursuant to the Employee Retirement Income Security Act of 1974 (ERISA), 29 U.S.C. §§ 1001 et seq., against her disability insurance provider, Hartford Life and Accident Insurance Co. (hereinafter "Hartford"). She seeks total disability benefits from September 1, 2002, and forward as provided under the policy, 12% penalty, reinstatement of her life,...
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