PHIPPS, Judge.
American Employers' Insurance Company, d/b/a One Beacon Insurance, provided Renee and Michael Tice with two automobile liability insurance policies, one in 1992 and the other in 1996. The limit for bodily injury liability in each policy, as renewed, was $50,000 per person; the policies, however, provided uninsured motorist (UM) coverage in the amount of only $25,000 per person. In 2003, Renee Tice was severely injured in an automobile accident with...
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