ORDER ON SUMMARY JUDGMENT
GRITZNER, District Judge.
This matter comes before the Court on Defendant's Motion for Summary Judgment (Clerk's No. 27). Plaintiff Shirdena M. Twymon is represented by Michael Carroll. Defendant Wells Fargo Home Mortgage is represented by Lora McCollom. Following a hearing held on November 9, 2005, the matter is fully submitted and is ready for disposition.
SUMMARY OF MATERIAL FACTS1
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