MEMORANDUM, OPINION AND ORDER
STARRETT, District Judge.
Plaintiffs Bernita Ward, Sandra B. Rials, Patricia Ann Ross, Charles V. Moak, Johnny Greene, Glenn E. Givens, Jim Clay, Jeanette Cruz, Charlotte Rogers and Jerry D. Williams (hereinafter "plaintiffs") bring this action against Life Investors Insurance Company of America, Aegon Direct Marketing Services, Inc., Family Heritage Life Insurance Company of America and John Does A-Z for accounting,...
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