MEMORANDUM OPINION AND ORDER
KYLE, District Judge.
INTRODUCTION
This case involves the interpretation of a homeowner's insurance policy issued by Defendant Acuity, a Mutual Insurance Company ("Acuity"), to Plaintiff Kim Gruetzmacher. In June 2002, while the policy was in effect, Gruetzmacher was sued. He tendered the defense of the action to Acuity but Acuity refused to provide a defense, contending that the lawsuit was not covered under the policy...
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