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SCHAFFHAUSEN v. BANK OF AMERICA, N.A.

No. Civ. 033492 (JRT/FLN).

393 F.Supp.2d 853 (2005)

Thomas SCHAFFHAUSEN, Plaintiff, v. BANK OF AMERICA, N.A.; Experian Information Solutions, Inc.; CSC Credit Services, Inc.; and Equifax, Inc. d/b/a Equifax Information Services, Inc., Defendants.

United States District Court, D. Minnesota.

March 21, 2005.

Attorney(s) appearing for the Case

Thomas J. Lyons, Lyons & Associates, Little Canada, MN, for plaintiff.

Emily L. Fitzgerald, Dorsey & Whitney, Minneapolis, MN, for defendant Bank of America, N.A.

Dustin B. Rawlin, Jones Day, Cleveland, OH, for defendant Experian Information Solutions, Inc.

Charles Frederick Webber, Faegre & Benson, Minneapolis, MN, for defendant CSC Credit Services, Inc.

Robert W. Murnane, Murnane Conlin White & Brandt, St. Paul, MN, for defendant Equifax, Inc.

MEMORANDUM OPINION AND ORDER

TUNHEIM, District Judge.

Thomas Schaffhausen ("Schaffhausen") brought this suit against the Bank of America ("BOA") and three credit reporting agencies ("CRAs") — Experian, CSC, and Equifax1 — alleging that they inaccurately reported his BOA account and failed to reinvestigate his dispute in violation of the Fair Credit Reporting Act ("FCRA"). 15 U.S.C. §§ 1681, et seq....

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