MEMORANDUM OPINION AND ORDER
BUCKLO, District Judge.
In October 2003, plaintiff Kenneth Thompson noticed that defendant Capital One Bank, Inc. ("Capital One") was offering a higher interest rate on certificates of deposit ("CDs") than his then-current bank, Northern Trust. Mr. Thompson notified Northern Trust that it should close out his CDs. On November 2, 2003, Northern Trust issued a cashier's check in the amount of $89,559.84, payable to Capital...
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