ORDER
DUFFY, District Judge.
This matter is before the court upon cross motions for summary judgment filed by Plaintiff Nationwide Property and Casualty Company ("Nationwide") and Defendants Joe Lain ("Lain") and Leonard Herbert Oliver, III ("Oliver"). For the reasons set forth below, Plaintiff Nationwide's Motion for Summary Judgment is granted and Defendants Motion for Summary Judgment is denied.
BACKGROUND
Some time before...
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