MEMORANDUM OPINION
McLAUGHLIN, District Judge.
Plaintiff, Nationwide Mutual Insurance Company filed a declaratory judgment action asking this Court to declare that it has no obligation to pay underinsured motorist (UIM) benefits to the Defendant, Patricia Straitwell, as a result of a household exclusion clause in its policies.
I. BACKGROUND
The relevant facts are not in dispute. On September 13, 2001, the Defendant was driving a...
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