MEMORANDUM OF DECISION AND ORDER
COSBEY, United States Magistrate Judge.
I. INTRODUCTION
On May 29, 2003, Defendant Mutual of Omaha Insurance Company ("Mutual of Omaha") informed Plaintiffs Randall Glander ("Randall"), his wife, Anne Glander ("Anne"), and their minor daughter, Rebecca Glander ("Rebecca"), that it would not renew their medical insurance policy ("the Policy") after its expiration on November 1, 2004. The Glanders responded...
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