MEMORANDUM OPINION and ORDER
OSTEEN, District Judge.
Plaintiff Sarah Filene Ladd brings this action against Defendant Fortis Benefits Insurance Co. ("Fortis Benefits") for recovery of unpaid disability benefits, punitive damages, and treble damages because of unfair and deceptive acts or practices in violation of the North Carolina Insurance Law, N.C. Gen.Stat. § 58-63-15.
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