MEMORANDUM OPINION AND ORDER
TOM S. LEE, Chief Judge.
This cause is before the court the separate motions of defendants American Bankers Life Insurance Company of Florida and American Bankers Life Assurance Company of Florida (American Bankers) and Kentucky Finance Company, Inc. for summary judgment or, in the alternative, for partial summary judgment pursuant to Rule 56 of the Federal Rules of Civil Procedure. Plaintiffs have responded to the motions...
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