MEMORANDUM
EDUARDO C. ROBRENO, District Judge.
I. INTRODUCTION
This declaratory action arises out of a coverage dispute between two insurance companies. The subject of the dispute involves a 1996 Kenworth tractor, serial no. 1XKAD69XOTJ682926 (hereinafter the "Tractor"), owned by Sukhjit Singh ("Mr. Singh"). During the relevant period, Mr. Singh was an independent trucker who leased his vehicle to BIR Transport Co. ("BIR"), a motor carrier, pursuant...
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