MEMORANDUM AND ORDER
JOYNER, District Judge.
Plaintiff, State Farm Mutual Automobile Insurance Company ("State Farm") commenced the instant action seeking a declaratory judgment that the maximum underinsured motorist protection ("UIM") coverage available to the defendants under Policy No. 2945-402-38G is $15,000 per person/$30,000 per accident. The parties have now both filed cross-motions for summary judgment. For the reasons articulated below, the...
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