MEMORANDUM OF DECISION AND ORDER
SPATT, District Judge.
Joanne Degraziano ("Degraziano" or the "plaintiff") commenced this action against Verizon Communications, Inc. ("Verizon Communications"), Cellco Partnership d/b/a Verizon Wireless ("Verizon Wireless"), Vodafone Group, PLC ("Vodafone"), Bank of America, N.A. (U.S.A.), Bank of America Corporation, Discover Bank, Discover Financial Services, Inc. and Morgan Stanley Dean Witter and Company (the "defendants...
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