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NEW JERSEY MFRS. INS. CO. v. HARDY

840 A.2d 231 (2004)

178 N.J. 327

NEW JERSEY MANUFACTURERS INSURANCE COMPANY, Plaintiff-Respondent, v. Bernie J. HARDY, Kason Cheeks and Haveron Total Health, P.A., Defendants-Appellants.

Supreme Court of New Jersey.

Decided January 27, 2004.

Attorney(s) appearing for the Case

Douglass D. Burgess argued the cause for appellants (Cary & Icaza, Newark, attorneys; Robert R. Cary, on the brief).

Robert F. Cox, Cranford, argued the cause for respondent (McCreedy and Cox, attorneys).

Justice LaVECCHIA delivered the opinion of the Court.

This appeal is from an insurance-coverage declaratory judgment action. We must address whether an individual is entitled to claim Personal Injury Protection (PIP) coverage pursuant to N.J.S.A. 39:6A-1 to -35 (No Fault Act) under a personal automobile insurance policy when the precipitating accident occurred during work and involved the employer's motor vehicle. The defendant-claimant, Kayson Cheeks, was...

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