MEMORANDUM OPINION
WILLIAM S. HOWARD, Bankruptcy Judge.
1. Introduction and procedural history
This matter is before the court on the parties' cross-motions for summary judgment and the responses thereto. The Plaintiff filed a Complaint seeking to avoid the Defendant's lien and to preserve it for the benefit of the estate on February 26, 2004, and filed her Motion for Summary Judgment on June 4, 2004. The Defendant filed its Motion...
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