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STONE v. CERTAIN UNDERWRITERS AT LLOYDS LONDON

No. CIV.A. 02-1768-A.

258 F.Supp.2d 436 (2003)

Michael STONE, et al., Plaintiffs, v. CERTAIN UNDERWRITERS AT LLOYDS, LONDON, et al., Defendants.

United States District Court, E.D. Virginia, Alexandria Division.

April 21, 2003.

Attorney(s) appearing for the Case

Roger W. Heald, Hogan & Heald, Alexandria, VA, for Plaintiffs.

Kevin Timothy Garofoli, Troutman Sanders L.L.P., McLean, VA, Roger W. Heald, Hogan & Heald, Alexandria, VA, for Defendants.

MEMORANDUM OPINION

ELLIS, District Judge.

When plaintiffs' residence was damaged by a fire, they made claims for the loss under their insurance policies with Empire Fire and Marine Insurance Co. ("Empire") and Certain Underwriters at Lloyd's, London ("Lloyd's"). Lloyd's declined coverage on the ground that it believes the fire was intentionally set by plaintiffs. Empire, however, paid plaintiffs a pro-rata share of the loss pursuant to an Empire...

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