Justice McNULTY delivered the opinion of the court:
The Illinois Consumer Fraud and Deceptive Business Practices Act(Act) (815 ILCS 505/2C (West 1996)) mandates that a prospective merchandise purchaser seeking credit approval from the seller must receive a complete refund of any down payment made if her credit application is rejected. The Act, however, does not dictate a period within which this refund must occur. In the instant appeal, the parties dispute whether...
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