ELDRIDGE, Judge.
Plaintiff-appellee, Gaither W. "Rocky" Horde III, brought the instant action against his insurer, defendant-appellant Progressive American Insurance Company, after Progressive denied Horde coverage under a policy exclusion for damage to his Dodge Viper GTS ("Viper") sustained as he hit the wall after exiting Turn No. 1 at the Road Atlanta Racetrack. Pertinently, the policy exclusion barred coverage "to a covered vehicle or non-owned vehicle resulting...
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