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CENTURY INDEM. CO. v. GOLDEN HILLS BLDRS.

No. 25426.

348 S.C. 559 (2002)

561 S.E.2d 355

CENTURY INDEMNITY COMPANY, as successor to CCI Insurance Company, as successor to Insurance Company of North America, Respondent, v. GOLDEN HILLS BUILDERS, INC., Peter O. Stoltz, and Brooke M. Stoltz, of whom Peter O. Stoltz and Brooke M. Stoltz are Appellants.

Supreme Court of South Carolina.

Decided March 11, 2002.

Attorney(s) appearing for the Case

Richard R. Gleissner, of Finkel & Altman, of Columbia, for appellants.

J.R. Murphy and Anthony W. Livoti, both of Murphy & Grantland, of Columbia, for respondent.

Andrea C. Pope, of Barnes, Alford, Stork & Johnson, of Columbia, for Amicus Curiae Insurance Environmental Litigation Association.

Justice MOORE:

We accepted the following questions certified by the United States Fourth Circuit Court of Appeals:

1. Does a standard commercial general liability insurance policy that explicitly provides coverage only for property damage occurring during the policy period provide coverage for continuing damage that begins during the policy period? 2. If so, is coverage precluded by a provision excluding coverage for damage to property that is owned...

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