MEMORANDUM
NICKERSON, District Judge.
Before the Court are cross motions for summary judgment. Paper Nos. 23 (Defendant's) and 24 (Plaintiffs'). The motions are fully briefed. Upon a review of the motions and the applicable case law, the Court determines that no hearing is necessary and that Defendant's motion will be granted.
I. FACTUAL BACKGROUND
This case involves claims brought by two insurance companies against one of their...
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