MEMORANDUM OPINION
SMALKIN, Chief Judge.
This matter is before the Court on the cross-motions of the parties for summary judgment in respect to an ERISA-governed life insurance policy that was issued to the late Mr. James Otto Cross, at the time of his death an employee of Bell Atlantic, and, as such, a participant in Bell Atlantic's employee life insurance plan, administered by the Metropolitan Life Insurance Company (MetLife), which commenced this...
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