MEMORANDUM
LIMBAUGH, Senior District Judge.
This matter is before the Court on Defendant Hartford Life Insurance Company's ("Hartford's") Motion for Summary Judgment (# 14) and Plaintiffs' Motion for Summary Judgment (# 15). Plaintiffs originally filed this breach of contract action in the Circuit Court for the City of St. Louis on May 18, 2001. Defendant removed this case to federal court on diversity grounds. Plaintiffs assert that they, as the...
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