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HAZEN v. OTSEGO MUTUAL FIRE INSURANCE CO.

286 A.D.2d 708 (2001)

730 N.Y.S.2d 156

APRIL HAZEN et al., Respondents, v. OTSEGO MUTUAL FIRE INSURANCE CO., Appellant.

Appellate Division of the Supreme Court of the State of New York, Second Department.

Decided September 17, 2001.

Ordered that the order is affirmed, with costs.

Insurance Law § 3420 (a) (3) provides that a notice of claim to an insurer may be made by the insured, the injured person, or any other claimant. Insurance Law § 3420 (d) provides that an insurer may disclaim coverage by giving a written notice of the disclaimer as soon as reasonably possible. However, when an insurer disclaims coverage, "the notice of disclaimer must promptly apprise the claimant with a high...

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