ANDREWS, Presiding Judge.
The primary issue in this appeal involves construction of the automobile insurance provision set forth in OCGA § 33-34-3(d) which provides in general that, where a car owned by a car dealer engaged in the business of selling new or used cars is involved in an accident while being test-driven by a person who is neither the dealer-owner nor an employee of the dealer-owner, the test driver's private automobile policy affords primary coverage...
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