The car rental company's insurer provides a reasonable excuse for the failure to timely appear. It explained that defendant was neither the renter nor an authorized driver of the car involved in the accident, and that it had no notice of the action until it received a copy of plaintiff's motion for a default judgment. A police report signed by plaintiff adequately discloses a meritorious defense tending to show some degree of fault on her part for the accident (see, Aloi...
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