OPINION OF THE COURT
GARTH, Circuit Judge:
LifeUSA appeals the January 13, 2000 order (filed January 19, 2000) of the District Court which certified a class of plaintiffs who had purchased LifeUSA "Accumulator" annuity policies between August 1, 1989 to the present. In its order certifying a class, the District Court focused entirely on the alleged pre-sale misrepresentations of LifeUSA agents in the marketing, advertising, and sales of the Accumulator...
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