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ALLSTATE v. STATE FARM

No. 43, Sept. Term, 2000.

767 A.2d 831 (2001)

363 Md. 106

ALLSTATE INSURANCE COMPANY, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, et al.

Court of Appeals of Maryland.

March 5, 2001.

Attorney(s) appearing for the Case

William N. Zifchak (Sasscer, Clagett & Bucher, on brief), Upper Marlboro, for petitioner.

Michael J. Budow (Richard E. Schimel and Laura Basem Jacobs of Budow and Noble, P.C., on brief), Bethesda, for respondents.

Argued before BELL, C.J., and ELDRIDGE, RAKER, WILNER, CATHELL, HARRELL and LAWRENCE F. RODOWSKY (retired, specially assigned), JJ.

WILNER, Judge.

It is common, indeed universal, for automobile insurance policies to contain clauses that require an insured who is involved in an accident to cooperate with the company in the investigation and resolution of any claim made against the insured. In the case at bar, the policy, issued by petitioner State Farm Insurance Company to Latricia Kirby, required Ms. Kirby, among other things, to "cooperate with us and, when asked, assist us in: a. making settlements...

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