Argued and Submitted January 11, 2001 — San Francisco, California.
Opinion by Judge SNEED; Dissent by Judge GRABER
SNEED, Circuit Judge:
Appellant AmHS Insurance Company, Risk Retention Group ("RRG") and Appellee Mutual Insurance Company of Arizona ("MICA") provided professional liability insurance to Dr. Wesley Romberger ("Dr. Romberger"). Following a jury trial, Dr. Romberger was found negligent in his care and treatment of Christina Beery...
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