MEMORANDUM OPINION AND ORDER
BABCOCK, Chief Judge.
Plaintiff brings claims based on violations of the Credit Repair Organizations Act, 15 U.S.C. § 1679 et seq. ("CROA"), the Truth-in-Lending Act, 15 U.S.C. § 1601 et seq., as well as a breach of contract claim and a request for declaratory judgment. There are currently seven pending motions. Defendant Household Bank (SB), N.A. and Household Credit Services, Inc. (collectively, "the Household Defendants...
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