Cardona, P. J.
Plaintiff commenced this action seeking, inter alia, a declaration that defendant Security Mutual Insurance Company (hereinafter defendant) has a duty to defend and indemnify its insured, defendant Joseph France, in a personal injury action arising out of an incident occurring on May 13, 1996, at premises owned by France's grandmother, with whom he was living at the time. On that day, plaintiff, a friend of France, sustained serious injuries...
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