POPE, Presiding Judge.
SunTrust Bank, Atlanta funded a car loan by issuing a check to Atlanta Classic Cars, Inc. ("ACCI"), so that its customer could purchase a car. The check included a conditional endorsement whereby ACCI warranted that it would list SunTrust as the first lien holder on the application for a certificate of title. ACCI cashed the check but did not comply with the endorsement. The issue in this case is whether SunTrust is entitled to recover the full...
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