MEMORANDUM OPINION AND ORDER
BUCKLO, District Judge.
Ellis Bagley is an African-American who has worked in the insurance industry since 1989. He has a J.D., an M.B.A., and an L.L.M. from Northwestern University. In 1996, he made a business proposal to the defendants, collectively referred to as the Kemper Group ("Kemper"), to create a "managing general agency" to underwrite contract surety bonds and offer a companion package insurance policy directed...
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