ZAGEL, District Judge.
This is an insurance coverage dispute. Margaret Yanchick took her son Matthew Yanchick waterskiing. She drove the boat over him and injured him. Her son demanded damages. She is insured by West American Insurance Company which agrees it would have to pay under the pleasure boat coverage of its policy save for the fact that it excludes any liability which arises from the injury to a family member. Family member exclusions, intended to prevent...
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