Mercure, J. P.
In defense of this action to recover the balance due on a credit card account, defendant, by his attorneys, Andrew F. Capoccia Law Centers, L. L. C. (hereinafter Capoccia), raised a number of affirmative defenses and counterclaims, e.g., claims that the credit card agreement was unconscionable and that plaintiff failed to comply with Personal Property Law article 10 and the Truth in Lending Act (15 USC § 1601 et seq.), which had no basis...
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