MEMORANDUM & ORDER
JOHNSON, District Judge.
Juliet Scott and Keith Basil James ("plaintiffs") bring this action for damages and declaratory judgment to determine insurance coverage under a policy issued by USAA Casualty Insurance Company ("USAA" or "defendant"), following entry of a default judgment against a policyholder. Presently before the Court are the parties' motions and cross-motion for summary judgment pursuant to Fed.R.Civ.P. 56(c)....
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