The opinion of the Court was delivered by VERNIERO, J.
In this insurance litigation, plaintiff seeks payment from defendant insurer for the loss of plaintiff's commercial premises. The Appellate Division upheld the jury's verdict in favor of plaintiff. The sole issue before this Court is whether the trial court adequately instructed the jury. We hold that the trial court committed reversible error by failing to give an "increase-of-hazard" instruction. That instruction...
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