WENNER, Judge.
Appellants, Norwest Bank Minnesota, N.A., Trustee (Norwest Bank) and Access Financial Services (Access) appeal from summary judgment granted by the Circuit Court for Baltimore City in favor of appellee, June Pence (Ms. Pence). On appeal, we are presented with the following questions, which we slightly rephrased for clarity:
I. Did the trial court err when it found that the Baltimore City Deferred Loan was a lien of prior encumbrance that triggered...
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