MEMORANDUM and ORDER
HATFIELD, Senior District Judge.
Plaintiff, the St. Paul Companies (formerly United States Fidelity and Guaranty Insurance Company (USF & G), referred to collectively herein as "St. Paul"), instituted the present subrogation action against defendants seeking reimbursement for money paid to its insureds, Bruce and Carolyn Erickson ("Ericksons"), resulting from a fire that destroyed the Ericksons' home while it was under construction...
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