Ordered that the order is reversed, on the law, with costs, the motion is granted, and the complaint is dismissed.
The exceptions to strict liability for owners of one- or two-family residences in Labor Law § 240 (1) and § 241 (6) were "enacted to protect those people who, lacking business sophistication, would not know or anticipate the need to obtain insurance to cover them against the absolute liability" (Milan v Goldman,
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