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IN RE HACKLING

Bankruptcy No. 97-23908T, Adversary No. 97-2252.

231 B.R. 590 (1999)

In re Beverly K. HACKLING, Debtors. Beverly K. Hackling, Plaintiff, v. Midfirst Bank, Defendant.

United States Bankruptcy Court, E.D. Pennsylvania, Reading Division.

April 14, 1999.

Attorney(s) appearing for the Case

Shawn P. Quinnan, Reading, PA, for plaintiff, Beverly K. Hackling.

Leon P. Haller, Purcell, Krug & Haller, Harrisburg, PA, for defendant, Midfirst Bank.

Frederick L. Reigle, Reading, PA, Chapter 13 Trustee.

OPINION

THOMAS M. TWARDOWSKI, Bankruptcy Judge.

Debtor filed this complaint under section 506 of the Bankruptcy Code, 11 U.S.C. § 506, seeking a determination of the extent and validity of the first mortgage lien held by Midfirst Bank ("Midfirst") against her residence. Specifically, Debtor desires to "strip down" Midfirst's mortgage to the fair market value of the residence. Midfirst maintains that its mortgage may not be modified due to 11...

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