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WILLIAMS v. FIRST GOVERNMENT MORTG. AND INVESTORS

Nos. 97-7195, 97-7211 and 97-7243.

176 F.3d 497 (1999)

Brad WILLIAMS, Appellee/Cross-Appellant, v. FIRST GOVERNMENT MORTGAGE AND INVESTORS CORPORATION, Appellant/Cross-Appellee. Industry Mortgage Company, Appellant/Cross-Appellee.

United States Court of Appeals, District of Columbia Circuit.

Decided March 26, 1999.

Attorney(s) appearing for the Case

Nathan I. Finkelstein and Laurie B. Horvitz argued the cause and filed the briefs for appellants/cross-appellees.

Rachel Mariner argued the cause for Brad Williams as appellee. Nina F. Simon argued the cause for Brad Williams as cross-appellant. With them on the briefs was Jean Constantine-Davis.

Before: WALD, TATEL and GARLAND, Circuit Judges.

Opinion for the Court filed by Circuit Judge TATEL.

TATEL, Circuit Judge:

A 61-year-old disabled, retired painter and handyman, appellee Brad Williams has owned his home in Northeast Washington, D.C., for 28 years. Williams retired in 1987 due to physical disability.

In 1994, Williams had a $42,000 mortgage from Central Money Mortgage Company. He paid $587 per month. Because he owed $1,400 in unpaid property taxes, the D.C. government advertised his...

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