OPINION AND ORDER
RAKOFF, District Judge.
The thinly-disguised premise of this lawsuit is that a New York health insurer should be penalized for adhering to the peculiarities of New York State health insurance law. That such a premise is contrary to common sense is obvious. To show that it is also contrary to applicable legal principles requires a bit more discussion.
On May 15, 1998, plaintiffs Laurie Garofalo and Hilary Rosser commenced...
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