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AROS v. BENEFICIAL ARIZONA, INC.

No. CV-97-0502-PR.

977 P.2d 784 (1999)

194 Ariz. 62

Leonard H. and Connie AROS, husband and wife; Ronald E. and Belle Wade, husband and wife; Arturo and Odine Espinoza, husband and wife; Johnnie and Jeanne Breckenridge, husband and wife; James E. and Suzanne Clark, husband and wife; John E. and Theresia Berry, husband and wife; individually and on behalf of others similarly situated, Plaintiffs-Appellants, v. BENEFICIAL ARIZONA, INC., formerly known as Beneficial Finance Company of Arizona, a Delaware corporation; Beneficial Mortgage Company of Arizona, a Delaware corporation; and Southwest Beneficial Finance, Inc., a Delaware corporation, Defendants-Appellees.

Supreme Court of Arizona, En Banc.

April 20, 1999.

Attorney(s) appearing for the Case

Bruce A. Burke, Tucson, and Arizona Justice Institute By: William E. Morris, Tucson, Attorneys for Plaintiffs.

Meehan & Associates By: Michael J. Meehan Mark Dinell, and Slutes Sakrison Grant Hill & Rubin, P.C., By: Mark D. Rubin, Tucson, and Bryan Cave, L.L.P. By: Stephen M. Dichter Robert C. Van Voorhees, Phoenix, Attorneys for Defendants.

OPINION

FELDMAN, Justice.

The court of appeals held that between 1980 and 1984, lenders licensed under the Consumer Loan Act (CLA) could make loans without being subject to the CLA's restrictions. Thus, the court of appeals affirmed the trial judge's dismissal of plaintiffs' lawsuit. Aros v. Beneficial Arizona, Inc. (Aros II), No. 1 CA-CV 96-0393 (App. Oct. 9, 1997) (mem. dec.). We accepted review and now hold that during that four-year period...

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