OPINION
KLEINSCHMIDT, Judge.
¶ 1 This case concerns the respective rights of an insurer and its insured when the insurer defends some, but not all, of the claims against the insured under a reservation of rights.
¶ 2 The case arose as follows. The plaintiffs, Miles and William Munzer, owned a metal plating business in Scottsdale, Arizona. In 1986 they sold the business to Gerald Glassman, and two years later the Environmental Protection...
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