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RUTGERS CAS. INS. CO. v. COLLINS

730 A.2d 833 (1999)

158 N.J. 542

RUTGERS CASUALTY INSURANCE COMPANY, Plaintiff-Appellant, v. Joseph E. COLLINS, Defendant-Respondent. Edward G. Iovino, as Administrator Ad Prosequendum of the Estate of Rhonda Collins, Deceased, Plaintiff-Respondent, v. Rutgers Casualty Insurance Company and James Spataro, Defendants-Appellants, and Joseph E. Collins, Defendant-Respondent.

Supreme Court of New Jersey.

Decided June 18, 1999.

Attorney(s) appearing for the Case

Edward H. Lee, Springfield, for defendant-appellant James Spataro (Pitman, Pitman, Mindas and Lee, attorneys).

Susan L. Moreinis, Collingswood, for defendant-appellant Rutgers Casualty Insurance Company.

James M. Nardelli, Red Bank, for plaintiff-respondent Edward G. Iovino (Parsons & Nardelli, attorneys).

Alison L. Newman, Brick, on behalf of defendant-respondent Joseph E. Collins, submitted a letter in lieu of brief joining in the brief submitted by plaintiff-respondent Edward G. Iovino (King, Kitrick, Jackson & Troncone, attorneys).

PER CURIAM.

This appeal concerns liability coverage under an automobile insurance policy. The facts of the case are set forth in the reported opinion of the Appellate Division, 313 N.J.Super. 79, 712 A.2d 709 (1998). We repeat only the facts necessary to our disposition.

Twenty-nine-year-old Joseph Collins had planned to attend a concert with his wife, Rhonda. When they realized that...

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